Tom McAvity is an Arizona bankruptcy attorney who helps individuals and small business owners navigate debt relief with clarity and a practical game plan. His practice focuses on consumer bankruptcy matters, including Chapter 7 and Chapter 13 filings, stopping creditor actions, and creating a straightforward path toward financial stability after the case is complete.

Tom earned his Juris Doctor from [Law School] and completed his undergraduate studies at [University], where his interest in financial systems and consumer rights took shape. He built early experience in bankruptcy and debt-related work through roles at [Firm/Organization] and [Clerkship/Internship], supporting case strategy, petition preparation, and the detailed procedural work that keeps filings accurate and on track. That background translates into a process that’s organized, transparent, and focused on outcomes, not confusion.

Known for plain-English explanations and responsive communication, Tom works with clients throughout [Phoenix/Tucson/Arizona statewide] to evaluate options, minimize stress, and move forward with confidence.